Annual Election Period (October 15 to December 7): This is your yearly opportunity to make changes to your Medicare Part D coverage or to sign up for it if you don’t already have it. If you are eligible for Medicare through disability, this period starts three months before your 25th month of disability benefits from Social Security or the Railroad Retirement Board and lasts for seven months. 
It usually overlaps with the period that you’re first eligible for Medicare, starting three months before you turn 65, including your birthday month, and ending three months later (for a total of seven months).
Initial Enrollment Period for Part D (IEP for Part D): This is the period you’re first eligible for Medicare prescription drug coverage. If you’re eligible for Medicare Part D, you can enroll in a stand-alone Medicare Prescription Drug Plan or Medicare Advantage Prescription Drug plan during certain times: You also live in the service area of a Medicare plan that includes prescription drug coverage. You’re enrolled in Medicare Part A and/or Part B, and. You’re eligible for Medicare prescription drug coverage if: Medicare Part D plans – eligibility and enrollment Medicare Part D coverage is available through private insurance companies that are contracted by Medicare, so costs and availability may differ between Medicare plans, insurance companies, and location. Also known as Medicare Advantage Prescription Drug plans, these plans give you the option to get your Medicare health and prescription drug benefits covered under a single plan. If you have Medicare Part C, you can get prescription drug benefits by enrolling in a Medicare Advantage plan that includes this coverage. 
Instead, you can get this coverage by enrolling in a stand-alone Medicare Prescription Drug Plan that works alongside your Original Medicare benefits. If you have Original Medicare (Part A and Part B), Medicare Part D isn’t automatically included. Plans offered under Medicare Part D are available in two ways. Wondering about Medicare Part D plans? Medicare beneficiaries across the nation have the option of enrolling in Medicare Part D to get help with their prescription drug costs.
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